Straight answers.

No. Moneyfall purchases a specified percentage of your future receivables at a discount. There is no fixed maturity date and no interest rate; what you remit is tied to the receivables your business actually collects.

Up to $3,000,000. The amount is based mainly on your average monthly deposits and existing obligations.

Up to 12 months. The estimated term depends on the size of the advance, your revenue and the remittance schedule.

The purchased receivables are the collateral, and a UCC financing statement is filed. You do not pledge your home or other personal property. Owners typically sign a guaranty of performance, which covers the business's obligations under the agreement, not its sales.

Most U.S. businesses with at least six months of operating history and steady deposits, including in California. Funding is for business purposes only.

A completed application, your last four months of business bank statements, a government-issued photo ID for each owner of 20% or more, and a voided business check. Requests over $500,000 may also need a recent tax return and year-to-date financials.

No. We review credit, but we underwrite primarily on your business's deposits and cash flow.

Most applications receive a decision in under two hours during business hours. Funding can follow the same day once the agreement is signed and verified.

Yes. We review files with existing positions through 6th position. Tell us about every current advance or loan so we can size an offer your cash flow can support.

The cost is the difference between the purchase price you receive and the purchased amount you sell, plus any fees in your agreement. It reflects your revenue, time in business, existing obligations and the term.

Yes. You receive the purchase price, purchased amount, specified percentage, remittance schedule and every fee in writing, plus any disclosure your state requires.

The purchased amount is fixed when you sign, so remitting faster never increases it. Any early-payoff terms are stated in your agreement; ask us for a payoff letter to see your exact figure.

By ACH debit from your business bank account, daily on business days or weekly, as set in your agreement. Remittances are not taken on weekends or bank holidays.

Your agreement includes a reconciliation right. Send us your recent bank statements and we will adjust your remittance to reflect the receivables you actually collected, under the terms of the agreement. See the Client Center for how to request one.

Yes, with a signed ACH authorization for the new account and a voided check. Details are in the Client Center.

Use the balance lookup with your deal ID, or with your company name and business ZIP code. You can also call or text (917) 846-1535.

Request one in the Client Center. Payoff letters are issued in writing with a good-through date and payment instructions.

Once you have remitted 50% of your purchased amount and your account is in good standing, you can apply for a renewal.

Up to 12 points, calculated on the funded amount, under the terms of your partner agreement.

Email the complete file to info@moneyfall.com. The submission checklist lists everything we need for a fast decision.

Complete the partner application. Once approved, you sign the partner agreement and W-9 and receive our rate sheet.