Home / ISO Partners
For ISOs & brokers
Partner with the funder that prices the file.
Moneyfall funds from its own capital. Your file goes straight to the underwriter who decides, you get an answer the same afternoon, and you are paid on the funded amount.
Why Moneyfall
Built around how ISOs actually work.
Speed, straight answers and a partner who protects your relationship with the merchant.
Direct capital
No re-shopping and no waiting on a syndicate. The decision is made in-house.
Answers in under 2 hours
From a complete submission to a priced offer, during business hours.
Paid on funded amount
Up to 12 points, calculated on what we fund, not on the payback.
Stacked files welcome
We review positions through 6th, priced on actual cash flow.
Your merchant stays yours
Renewals on deals you originate are offered through you.
Sizes up to $3M
From working-capital files to large, fully documented deals.
Funding guidelines
What we fund.
Approved partners receive our full rate sheet and restricted-industry list at onboarding.
| Advance size | Up to $3,000,000 |
|---|---|
| Term | Up to 12 months |
| Positions | Considered through 6th position |
| Time in business | 6 months minimum |
| Credit score | No minimum |
| Remittance | Daily (business days) or weekly ACH |
| States | Nationwide, including California |
| Renewals | Eligible at 50% remitted |
| Decision time | Typically under 2 hours |
| Buy rates | Provided to approved partners on the rate sheet |
Commission
How you get paid.
- Commission is calculated on the amount Moneyfall funds, not the purchased amount.
- Commission is paid after the deal funds, by ACH, under the terms of your partner agreement.
- Standard clawback terms apply if a merchant defaults early; they are set out in full in the partner agreement.
Submitting a deal
Send a complete file, get a fast answer.
Email submissions to info@moneyfall.com with the business name and your partner ID in the subject line.
- Signed application
your form or ours - Last 4 months of bank statements
all business accounts, plus month-to-date - Owner photo ID
each owner of 20% or more - Voided business check
for the remittance account - Open positions
funder names and balances for each - Over $500,000
tax return, YTD financials, A/R aging
- 1
Submission
Complete files are reviewed in the order received.
- 2
Decision
Approval, counteroffer or decline, typically within two hours, with the reason if we pass.
- 3
Contracts
Sent for e-signature to the merchant, with a copy to you.
- 4
Verification and funding
Bank and identity verification, a merchant call, then funding.
Deal status
Check where a file stands.
Partners can check the status and balance of deals they originated from the balance lookup using the deal ID, or by emailing info@moneyfall.com.
| Status | What it means |
|---|---|
| Received | File is in the queue for underwriting. |
| Pending documents | We need something before deciding; the request is emailed to you. |
| Approved | Offer issued. Contracts can be requested. |
| Contracts out | Sent to the merchant for signature. |
| Funded | Funds sent. Commission is scheduled. |
| Declined | Not approved; reason provided. |
Become a partner
Get set up in a day.
- 1
Apply
Send the form on this page.
- 2
Sign
Partner agreement and W-9.
- 3
Start submitting
Rate sheet, partner ID and submission details.
Partner application
Partner FAQ
Do you fund stacked deals?
Yes, through 6th position, priced on the merchant's actual cash flow after existing remittances. List every open position with the submission.
When is commission paid?
After the deal funds, by ACH, on the schedule in your partner agreement.
What happens on renewals?
Renewals on merchants you originated are offered through you, and commission applies under your partner agreement.
Will you contact my merchant directly?
Only for verification, contracts, servicing and anything the law or the agreement requires. We do not solicit your merchants around you.
Do you accept files from other ISOs' paper?
We accept your application form if it includes the information we need and the merchant's signed authorization.
Why was a file declined?
We tell you. Common reasons are insufficient deposits, too many open positions for the cash flow, recent returned items or a restricted industry.