Home / ISO Partners / Submission guidelines
For ISOs & brokers
Submission guidelines.
What we fund, what to send, and what happens after you submit. A complete file is the fastest way to a decision.
Funding guidelines
What we fund.
Approved partners receive our full rate sheet and restricted-industry list at onboarding.
| Advance size | Up to $3,000,000 |
|---|---|
| Term | Up to 12 months |
| Positions | Considered through 6th position |
| Time in business | 6 months minimum |
| Credit score | No minimum |
| Remittance | Daily (business days) or weekly ACH |
| States | Nationwide, including California |
| Renewals | Eligible at 50% remitted |
| Decision time | Typically under 2 hours |
| Buy rates | Provided to approved partners on the rate sheet |
Submitting a deal
Send a complete file, get a fast answer.
Email submissions to info@moneyfall.com with the business name and your partner ID in the subject line.
- Signed application
your form or ours - Last 4 months of bank statements
all business accounts, plus month-to-date - Owner photo ID
each owner of 20% or more - Voided business check
for the remittance account - Open positions
funder names and balances for each - Over $500,000
tax return, YTD financials, A/R aging
- 1
Submission
Complete files are reviewed in the order received.
- 2
Decision
Approval, counteroffer or decline, typically within two hours, with the reason if we pass.
- 3
Contracts
Sent for e-signature to the merchant, with a copy to you.
- 4
Verification and funding
Bank and identity verification, a merchant call, then funding.
Tips
Getting to yes faster.
Most delays come from missing information. These save the most time.
Send every account
Include statements for every account that receives business revenue, not just the main one.
Disclose all positions
List every open advance with funder and balance. Undisclosed positions found in statements slow everything down.
Include month-to-date
A current month-to-date statement often answers our first question.
Explain the unusual
Large one-time deposits, returned items or a slow month? A one-line note up front avoids back-and-forth.
Deal status
Check where a file stands.
Partners can check the status and balance of deals they originated from the balance lookup using the deal ID, or by emailing info@moneyfall.com.
| Status | What it means |
|---|---|
| Received | File is in the queue for underwriting. |
| Pending documents | We need something before deciding; the request is emailed to you. |
| Approved | Offer issued. Contracts can be requested. |
| Contracts out | Sent to the merchant for signature. |
| Funded | Funds sent. Commission is scheduled. |
| Declined | Not approved; reason provided. |